How much extra profit all 5 proposals bring

For each proposal we took the yearly revenue and subtracted the yearly costs, using the default values from its detail page. All figures are estimates, not data.

Revenue − costs, all 5 per year

~€1.50–1.67M

~127–141% more than 2025

Electrocoin net revenue 2025

€1.18M

One-off investment

~€2.16M

Almost all of it is the app

Overview by proposal

Per year, once the proposal is fully running. All figures are estimates

Proposal	Revenue per year	Costs per year	Revenue − costs	One-off	Assumption
1. Client acquisition details →²	~€43–85k	None, existing staff	~€43–85k	None	20% of clients of unlicensed firms taken over, margin 1–2%
2. PayCek merchants details →³	~€149–186k	None, existing staff	~€149–186k	None	30% of firms adopt PayCek, 5% of their turnover, fee 2–2.5%
3. Crypto ATMs details →⁴	~€163k in fees	Purchase: ~€92k running costs. Lease: half of fees go to the owner	~€71–82k	Purchase: ~$4,100 for 17 machines⁵	€20,000 turnover per ATM per month, fee 4%
4. Bank module details →⁶	~€740k (Electrocoin share)	0 with existing staff, ~€75k with 2 new hires	~€665–740k	Licence extension, amount not public	HPB and Zagrebačka banka, 2% of clients, €3,000 turnover, fee 1.5%, half to Electrocoin
5. Robinhood-style app details →⁷	~€903k	~€330k	~€573k	~€2.16M (build €350k plus marketing)	3% of adults sign up, 25% deposit, €2,500 turnover, fee 1.5%, after three years
Total			~€1.50–1.67M	~€2.16M

Revenue − costs per year

Compared with 2025

One-off investment

Proposals selected

Revenue − costs = yearly revenue of a proposal minus its yearly costs. The one-off investment is not subtracted. For ATMs the range goes from purchase to lease, and for banks from 2 new hires to existing staff.

Revenue − costs by proposal

Compared with Electrocoin 2025 net revenue of €1.18M¹

1. Client acquisition

~€43–85k

2. PayCek merchants

~€149–186k

3. Crypto ATMs

~€71–82k

4. Bank module

~€665–740k

5. Robinhood-style app

~€573k

Electrocoin 2025

€1.18M

Things to watch

Figures apply once a proposal is fully running. Banks need a contract and rollout, and the app needs three years to reach the default number of users, so the first years are weaker.
Proposals partly overlap. Some app users are already Electrocoin clients, so the total may be somewhat overstated.
About 80% of the total comes from the bank module and the app, which are also the most uncertain proposals. Proposals 1 to 3 together bring ~€260–350k a year with almost no investment.
On each detail page you can change the assumptions with sliders.

Sources

Figures come from the detail pages, each with its own sources. Collected 11 October 2026.